Financial remittance can be a ‘local’ financing mechanism for the unmet adaptation requirements of the remittance receiving households. The impact of social remittances – knowledge, skill, attitude of the migrant workers – on adaptation needs to be explored. However, these cannot be accomplished by the individual migrant workers or their families on their own. The remittance receiving households require a policy framework and institutional arrangement that will acknowledge the role of migrant workers and remittances in the adaptation planning and practice at the local level; facilitate access to information on climate and environmental impacts, financial services, and government schemes; and provide technical guidance to invest in low risk and low cost adaptive options.